Senior/Credit Officer,Credit Approval
Zero Finance Hong Kong Limited
刊登于2024-12-05
上环
3年工作经验
牙科保险 / 医疗保险 / 花红/奖金 / 生日假
职位亮点
职位描述
In this role, you will perform:
- Provide daily support on operations to the Credit team, including but not limited to pre-application background search, document search, site-visit and documentation follow-up etc;
- Conduct regular and effective credit reviews for proactive control measures to ensure credit quality;
- Prepare reports with regard to the lending portfolio and Credit policy;;
- Communicating both internally and externally to ensure smooth operation (Sales, Collection Department etc);
- Manage and monitor the unsecured Loan portfolio to ensure asset quality;
- Assist in formulating and reviewing credit policies, compliance guidelines, and operating procedures.
Requirements:
- University degree in banking, accounting, finance and credit related disciplines;
- Minimum 3-5 years of work experience and exposure in credit and relationship management;
- Sound knowledge on Mortgage or Commercial lending is an advantage;
- Having experience in credit approval is an advantage;
- Strong analytical and problem-solving skills with ability to communicate effectively and create connection with others;
- With good phone manner and customer services mindset;
- Good command of English, Cantonese and Mandarin;
- Proficient in MS Word, MS Excel and Chinese Word Processing.
Why should you join us?
- Rewarding career development on a Fintech-payment project!
- 1:1 coaching and mentoring, work with a friendly, open-minded, supportive team!
- You will be heard, valued, recognised, and appreciated!
- Working in a convenient office location - Sheung Wan!
- Attractive remuneration package with a discretionary bonus!
- The top-notch medical plan includes Annual body check, clinical, hospitalisation & Dental!
- Free flow snacks and drinks! Yay!
- Our little gratitude on your birthday, Festival gifts or red packets!
- Regularly volunteers, sports company activities!
If you are a good fit, please come, click the 'Apply Now' button and JOIN US!
All personal information collected will be treated in strict confidence and used for recruitment purposes only.
工作种类 | |
工作地区 | 上环 |
待遇 | 牙科保险 / 医疗保险 / 花红/奖金 / 生日假 |
教育程度 |
学士
|
技能 | 沟通能力 / Microsoft Word / Microsoft Excel |
口语语言 | 良好粤语 / 良好英语 / 良好普通话 |
受雇形式 | 全职 |
行业 | 资讯科技 / 电子商务 |
有关招聘公司
Zero Finance Hong Kong Limited
Company Website : https://www.zerofinance.hk/zh/ ;
Zero Finance, a subsidiary of Termbray Industries International (Holdings) Limited - Stock code: 0093, is a financial technology company committed to provide a “Zero Limit, Zero Wait, and Zero Pain” smart financial solution to the public. To cope with our rapid business expansion of X Wallet eXpress automated personal loan service and other financial services, we are now seeking for a high-caliber professional to take up this challenging role.
Hero Product - X Wallet
X Wallet breaks the traditional way of lending using Machine Learning and data analysis to deliver an automated loan approval result in 15 seconds. Users will only need open X Wallet mobile app to verify their identity with the HKID card and enter general personal information to get the loan approval result, the fund will be transferred through FPS instantly to the bank account after the loan contract is confirmed, the whole process will be within minutes.
Zero Finance, a subsidiary of Termbray Industries International (Holdings) Limited - Stock code: 0093, is a financial technology company committed to provide a “Zero Limit, Zero Wait, and Zero Pain” smart financial solution to the public. To cope with our rapid business expansion of X Wallet eXpress automated personal loan service and other financial services, we are now seeking for a high-caliber professional to take up this challenging role.
Hero Product - X Wallet
X Wallet breaks the traditional way of lending using Machine Learning and data analysis to deliver an automated loan approval result in 15 seconds. Users will only need open X Wallet mobile app to verify their identity with the HKID card and enter general personal information to get the loan approval result, the fund will be transferred through FPS instantly to the bank account after the loan contract is confirmed, the whole process will be within minutes.