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Senior/Credit Officer,Credit Approval
Zero Finance Hong Kong Limited (Sheung Wan)
2024-12-05
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Senior/Credit Officer,Credit Approval


Sheung Wan
3 year(s) work experience
Dental insurance / Medical insurance / Bonus / Birthday leave

Job Description

In this role, you will perform:

  • Provide daily support on operations to the Credit team, including but not limited to pre-application background search, document search, site-visit and documentation follow-up etc;
  • Conduct regular and effective credit reviews for proactive control measures to ensure credit quality;
  • Prepare reports with regard to the lending portfolio and Credit policy;;
  • Communicating both internally and externally to ensure smooth operation (Sales, Collection Department etc);
  • Manage and monitor the unsecured Loan portfolio to ensure asset quality;
  • Assist in formulating and reviewing credit policies, compliance guidelines, and operating procedures.
     

Requirements:

  • University degree in banking, accounting, finance and credit related disciplines;
  • Minimum 3-5 years of work experience and exposure in credit and relationship management;
  • Sound knowledge on Mortgage or Commercial lending is an advantage;
  • Having experience in credit approval is an advantage;
  • Strong analytical and problem-solving skills with ability to communicate effectively and create connection with others;
  • With good phone manner and customer services mindset;
  • Good command of English, Cantonese and Mandarin;
  • Proficient in MS Word, MS Excel and Chinese Word Processing.


Why should you join us?
 

  1. Rewarding career development on a Fintech-payment project!
  2. 1:1 coaching and mentoring, work with a friendly, open-minded, supportive team!
  3. You will be heard, valued, recognised, and appreciated!
  4. Working in a convenient office location - Sheung Wan!
  5. Attractive remuneration package with a discretionary bonus!
  6. The top-notch medical plan includes Annual body check, clinical, hospitalisation & Dental!
  7. Free flow snacks and drinks! Yay!
  8. Our little gratitude on your birthday, Festival gifts or red packets!
  9. Regularly volunteers, sports company activities!


If you are a good fit, please come, click the 'Apply Now' button and JOIN US!
 

All personal information collected will be treated in strict confidence and used for recruitment purposes only.


Job Function
Work Location Sheung Wan
Benefits Dental insurance / Medical insurance / Bonus / Birthday leave
Education
Degree
Skills Communication / Microsoft Word / Microsoft Excel
Spoken Language Intermediate Cantonese / Intermediate English / Intermediate Mandarin
Employment Type Full Time
Industry IT / E-Business

About company
Zero Finance Hong Kong Limited
Company Website : https://www.zerofinance.hk/zh/ ;

Zero Finance, a subsidiary of Termbray Industries International (Holdings) Limited - Stock code: 0093, is a financial technology company committed to provide a “Zero Limit, Zero Wait, and Zero Pain” smart financial solution to the public. To cope with our rapid business expansion of X Wallet eXpress automated personal loan service and other financial services, we are now seeking for a high-caliber professional to take up this challenging role.


Hero Product - X Wallet

X Wallet breaks the traditional way of lending using Machine Learning and data analysis to deliver an automated loan approval result in 15 seconds. Users will only need open X Wallet mobile app to verify their identity with the HKID card and enter general personal information to get the loan approval result, the fund will be transferred through FPS instantly to the bank account after the loan contract is confirmed, the whole process will be within minutes.